So when I recieved my new auto insurance policy I read it front to back, yes literally front to back! I noticed that I could at my request have them review my credit report as to se if my payments could be lowered. I thought great, i just removed 16 accounts from my Transunion report which weren't mine and maybe I could reduce my monthly payments.

So today when I went to my agent to pay and inquired about it, she said that they normally don't that but once a year, but If I wanted I should wait at least 6 months. The last policy i had was about $65.00 a month, but now I'am paying $90.63 a month and have a clean driving record showing on my DMV report.

I think on monday I will try to call the insurance company directly and see what they say.